Penza, 7 December 2012. PenzaNews. The number of credit cards issued by Express-Volga Bank from January to November 2012 increased by over 3,5 times compared to the same period last year.

“This significant increase was made possible due to improvement in the terms of acquiring of credit cards, which are now available at the bank with up to a 1 million limit without collateral or guarantors. In addition, the grace period now is 55 days, which means that the customer does not have to pay the interest on the loan if fully repays during this period,” the head of retail department of Express-Volga Bank in the Penza region Olga Shagatova.

According to her, a free SMS-awareness service and a possibility to connect to “E-Bank” makes the credit card service convenient and safe.

“Additional information and loan application are available at any office of the bank, 24-hour telephone line, and official web-site of the financial institution,” the agency interlocutor noted.

Express-Volga Bank is one of the largest financial institutions is Russia, which has been successfully working in domestic market for 18 years. Since 2004, it is a member of financial group “Life,” which unites seven major Russian banks. Overall, the group has over 600 offices in more than 75 regions of Russia.

On 2 November 2012, the national rating agency “Rus-Rating” confirmed the international credit rating of Express-Volga Bank at BB level with stable forecast.