Penza, 13 May 2013. PenzaNews. In the past year, Penza Bank Kuznetsky, despite the difficult situation in the global economy, managed to demonstrate strong financial performance, increasing efficiency and the volume of business in all key areas. This was announced by the chairman of the Board of Bank Kuznetsky Mikhail Dralin when assessing the results of the financial institution of 2012.

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“Currently, the Bank's network includes 19 offices, six operating cash offices in Penza and the region, as well as an operational office in Chuvashia. According to the results of the year, the bank assets increased by 23,8% up to 3 billion 521,3 million rubles. Shareholders' funds increased by 21,27% making 465,3 million rubles. Pre-tax profit amounted to 32,1 million rubles, and net income of 2012 made 26,8 million rubles. Customers continue to entrust their money to the bank, which increased the amount of funds raised by 25,55% up to 3,50 million rubles. The total loan portfolio increased by 15,77% making 2 billion 580,8 million rubles,” the chairman of Bank Kuznetsky.

He noted that 2012 was another successful step in the development of corporate business of the bank.

“During 2012, the bank served over 5,5 million corporate clients, and the income from cash and settlement services grew by 25,6% compared to the previous year. At the end of the year the amount of funds on the accounts of corporate clients amounted to 1 billion 118,8 million rubles. The volume of corporate deposits grew by 7,13%, or 23,3 million rubles,” Mikhail Dralin said.

According to him, during the last year, corporate loan portfolio grew by 8,08% and reached 1 billion 957,8 million rubles as of January 1, 2013.

“Extensive regional network, the use of modern banking technologies, correspondence to the requirements of the market have increased the number of retail customers by 28,5%. This confirms the high level of confidence, which is a key criterion for our work evaluation,” he commented.

The chairman of the Board of Bank Kuznetsky drew particular attention to the fact that in 2012, they managed to increase retail loan portfolio by 75,7%, which reached 618 million rubles as of January 1, 2013.

Mikhail Dralin added that last year, the financial institution also provided target support to various social projects.