Penza, 27 March 2014. PenzaNews. The chairman of the board of Bank Kuznetsky Mikhail Dralin and the head of corporate business financial institution Igor Dmitrievsky took part in a forum on the development of small and medium enterprises, which took place in the library named after M. Lermontov in Penza on Thursday, March 27.

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Speaking at the seminar “Mechanisms of small and medium-sized business support in the Penza region,” Igor Dmitrievsky briefed the business audience on types of crediting of Bank Kuznetsky.

“Our bank has a wide range of financial services, while being one of the largest taxpayers regularly replenishing the regional budget. Of course, one of the most interesting areas of collaboration of the bank and small business is bank loans, and we developed a very good set of credit products for small, medium and large businesses. This set is aimed at both circulating and fixed assets,” Igor Dmitrievsky said.

He explained that Bank Kuznetsky issues loans without the guarantee amount of up to 2 million rubles and crediting period of up to 3 years.

“As an example, for the replenishment of fixed assets I can tell about a new product that has recently been introduced by the bank — “Owner.” If you are a business owner and you have certain deposits in the form of movable and immovable property, you can take a loan on the security of this property for up to 5 years for any purpose. In addition, there are loans aimed at the acquisition of vehicles, real estate and everything that helps developing your business,” the representative of the bank said.

According to him, the interest rates in Bank Kuznetsky are moderate.

“We have a joint product with “Garantfond” — “Business guarantor,” the interest rate is reduced by the guarantee fund and starts at 12% per annum,” Igor Dmitrievsky informed.

In turn, Mikhail Dralin noted that Bank Kuznetsky is the only regional bank and has a 20-year history.

“The bank has experienced together with us not several financial and economic crises, and I think will live through all other unpleasant events which may occur in our economy, so we can safely say that Bank Kuznetsky is very reliable,” he concluded.