Penza Rosselkhozbank credit portfolio in SME segment amounts to 2.8 bln rubles
Penza, 12 August 2016. PenzaNews. Rosselkhozbank Penza branch credit portfolio in the segment of small and medium-sized enterprises amounted to 2.8 billion rubles as of August 1, 2016.
© PenzaNewsBuy the photo
As the press-service of the financial institution told PenzaNews, the bulk of the funds, issued by borrowers in the current year, was aimed at carrying out seasonal activities — 50.3%, purchasing of machinery and equipment — up to 14%, financing the investment costs — over 13%, and around 19% — replenishing working capital.
“At present the Penza branch serves over 4.5 thousand small and medium-sized enterprises. These are organizations working in agriculture, industry, manufacturing and other sectors of the economy,” Rosselkhozbank representative added.
According to the director of Rosselkhozbank Penza branch Sergei Kochergin, the customers of small and medium-sized businesses are offered universal and specialized banking products, which take into account the peculiarities of the economic activity of the enterprises in this segment.
“Today, the bank offers favorable loan conditions in the view of timeframe, collateral requirements and financing structure,” he noted.
Rosselkhozbank is the foundation of the Russian national credit and financial service system for the national agrarian business.
The bank, founded in 2000, is currently the key creditor in the Russian agricultural field. It is one of the largest and most stable Russian banks in regards to volume of active assets and capital stock, and among the leaders of reliability rating for the largest national banks.
The bank shares are 100% owned by the state.
General Banking License No. 3349, issued by the Bank of Russia on August 12, 2015.