Penza, 22 November 2012. PenzaNews. Around 100 thousand consumer loans for over 6,5 billion rubles were issued by Express-Volga Bank from January to October 2012, resulting in over 1,5-time increase of lending compared to the same period last year. “An ever-growing number of customers of the bank is explained by the following advantages: the easiness of loan obtaining, quick decision making as to granting the loan, and clear loan conditions,” commented the head of retail department of Express-Volga Bank in the Penza region Olga Shagatova.

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She noted that calculating the amount of loan, the bank takes into account all types of income, including the additional income and total family income.

“At the same time Express-Volga Bank loans can be obtained by the pensioners under 70 years old both working, and just receiving pension at a special low interest rate,” the agency interlocutor added.

Express-Volga Bank is one of the largest financial institutions is Russia, which has been successfully working in domestic market for 18 years. Since 2004, it is a member of financial group “Life,” which unites seven major Russian banks. Overall, the group has over 600 offices in more than 75 regions of Russia.

On 2 November 2012, the national rating agency “Rus-Rating” confirmed the international credit rating of Express-Volga Bank at BB level with stable forecast.