Penza, 15 March 2016. PenzaNews. GLOBEX bank (of Vneshekonombank group) with offices throughout Russia, including in the Penza region, has reduced its base mortgage interest rate for primary- and secondary-market housing by 0.2%.
“As of now, our clients can purchase a flat, a room, or a final share in the flat under a 30-year ruble loan at 14.5% annual interest, with a fixed interest rate for the whole term. The minimal initial deposit is 20% of the cost of the housing, while the loan itself can range from 500 thousand to 25 million rubles,” the advertising and public relations department specialist for the Volga branch of GLOBEX bank Anastasia Pochtareva told PenzaNews.
Moreover, she pointed out, the bank is participating in the state program “Mortgage Loan Against Purchased Primary-Market Property With Subsidized Interest Rate.”
“The Russian government has extended the subsidized mortgage rate program until the end of 2016. The program applies to housing sold by legal entities, including ready-made housing by real estate producers. Under this program, GLOBEX bank offers its clients to buy new housing using our ruble mortgages with annual interest rate from 10% upwards. We offer mortgages of up to 3 million rubles in the Volga Federal District,” she clarified.
According to her, the bank has provided 5.1 billion rubles of mortgages in 2015, which is 50% more than the year before.
“Over 5,000 Russian families bought new flats and improved their living conditions thanks to our bank since we entered the mortgage market. You can learn more about ”
was founded in 1992, and is 99.99% owned by the state corporation Vneshekonombank. CBR license №1942.
The bank provides all main operations in the financial services field, with an emphasis on providing loans for real economy enterprises.
GLOBEX bank is included into the register of banks that are enrolled in the compulsory deposit insurance system, and received high evaluation by international rating agencies. In particular, Fitch has issued GLOBEX bank a foreign currency Issuer Default Rating of BB/B, stability rating of B, support rating of 3, and a national long-term rating of AA-(rus).
GLOBEX bank has 64 offices throughout Russia, including 21 in the Volga regions.
