Penza, 14 April 2016. PenzaNews. The Penza Bank Kuznetsky has improved the conditions under its retail lending offers.

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“The new advantages for the clients include a reduction of loan interest under the ‘Kuznetsky Standard Plus’ offer with a loan for longer than 36 months and up to and including 60 months. Loans under this program are available for any purposes, and can be used to repair your flat, pay for studies or medical services, or make expensive purchases,” the bank press service informed PenzaNews.

Moreovery, they informed about the changes to the “Autoexpress” changes in the base interest rate.

“We reduced the interest for loans to buy used cars without KASKO insurance, and changed the list of required documents for registration of the collateral: now you no longer need to bring in the vehicle registration certificate with its copy,” the press service said.

In the comment on the changes, the Bank Kuznetsky board chairman Mikhail Dralin pointed out that the bank pays careful attention to clients’ demands and seeks to present products with more convenient conditions and a simple registration system.

“The changes make the bank loans more easily accessible for our clients,” he stressed.

Bank Kuznetsky was founded as a limited liability company and registered by the Bank of Russia on October 26, 1990, under No. 609. It was transformed into an OJSC on January 19, 2012, and into a PJSC on September 17, 2015.

On January 14, 2005, Bank Kuznetsky was included into the register of banks that are enrolled in the compulsory deposit insurance system under No. 428. In July 2015, AK&M rating agency confirmed the bank credit rating at “B++” on the national scale with a “stable” outlook.